Foreclosure in Brand-new Jersey
Jorg Yeager edited this page 4 days ago


Designated Mt. Laurel Judges

  • Designated OPRA Judges
  • Family Presiding Judges
  • Judges' Biographies
  • Judges' Chambers
  • Municipal Presiding Judges
  • Probate Part Judges
  • Special Civil Part Supervising Judges
  • Tax Court Judges Directory

    - Civil Division Manager Conference Contact List
  • Criminal Division Manager Conference Contact List
  • Family Division Manager Conference Contact List
  • Finance Division Manager Conference Contact List
  • Human Resources Division Manager Conference Contact List
  • Municipal Division Manager Conference Contact List
  • Operations Division Managers Contact List
  • Probation Division Manager Contact List

    - Access and Fairness Committee
  • Diversity, Inclusion, & Community Engagement
  • Equal Justice Action Plans

    - Find a Case - Civil and Foreclosure Public Access
  • Judgment Lien Public Access
  • Tax Case Public Access

    - Become a Law Clerk
  • Benefits
  • ADA Accommodations
  • EEO/AA - Fair Treatment Contact Information by Vicinage

    - Top News
  • Supreme Court Correspondence
  • Notable Cases

    - NJ Judiciary/Dept of Justice Memorandum of Agreement
  • Ombudsman Office
  • Public Bidding Opportunities
  • Publications, Reports, and Statistics
  • Student Resources
  • Tell Us How We're Doing
  • Upcoming Events
  • Virtual Museum
  • Atlantic
  • Bergen
  • Burlington
  • Camden
  • Cape May
  • Cumberland
  • Essex
  • Gloucester
  • Hudson
  • Hunterdon
  • Mercer
  • Middlesex
  • Monmouth
  • Morris
  • Ocean
  • Passaic
  • Salem
  • Somerset
  • Sussex
  • Union
  • Warren

    Foreclosure In New Jersey

    1. Home
  • Courts
  • Superior Court Clerk's Office
  • Foreclosure In New Jersey

    Superior Court Clerk's Office

    - Copies of Court Records
  • Data Reports for Sale
  • Electronic Access to Court Records
  • Foreclosure
  • Pre-foreclosure

    If you're representing yourself in a foreclosure case, visit our self-help section.

    The Office of Foreclosure

    The foreclosure procedure is a two-tiered system. It involves both the Office of Foreclosure and the Superior Court General Equity judges. The Office of Foreclosure us an unit in the Superior Court Clerk's Office.

    The workplace manages seven kinds of foreclosures:

    1. Residential mortgage
  • Multi-family/commercial mortgage
  • In personam tax certificate
  • Municipal in rapid eye movement tax certificate
  • Condominium lien
  • Strict foreclosure
  • Fair Foreclosure Act optional .

    Foreclosure Actions and Foreclosure Processing Services

    Foreclosure actions are submitted in the Superior Court. Pleadings are filed with the Office of the Superior Court Clerk, Foreclosure Processing Services in Trenton.

    The Foreclosure Processing Services team dockets pleadings (e.g., problems, responses and demands for default) in foreclosure cases. The group carries out basic foreclosure case management functions. When a case is contested, the group transfers to it General Equity Judges in the vicinages for disposition.

    You can contact us at 609-421-6100 or SCCO.Mailbox@njcourts.gov for info on the following:

    - General Questions and Status Requests
  • Complaints
  • Answers
  • Ask for Default

    All correspondence (filings) should be directed to:

    Regular Mail

    Messenger Service

    Foreclosure Forms

    The list below kinds might be required in foreclosure cases. See foreclosure mediation (listed below) for mediation kinds. Self-represented litigants can access our Self-Help page for kinds to submit.

    Notice-- Foreclosure Filings - Foreclosure CIS - Revised County/Municipal Code Number Table

    Filing Fee Schedule

    Checks or cash orders ought to be made payable to Treasurer - State of New Jersey. Attorneys may utilize their Judiciary Collateral Account to pay any costs. Cash is declined.

    Fee Waiver Request:

    Submit the Filing Fee Waiver Request Form to get a fee exemption. You need to meet financial requirements for eligibility. This form ought to accompany your document( s). The form and the documents should be sent to the General Equity Judge in the county where residential or commercial property lies. The judge will evaluate the fee waiver demand. Once the judge identifies eligibility, your files will be forwarded to the Superior Court Clerk's Office for filing. If the judge rejects the cost waiver request, you will be informed to send the fee before the files can be submitted.

    Copy Requests:

    For information on acquiring copies of files or documents call Customer care at 609-421-6100. Requests for records need to be in writing. Describe Copies of Court Records for more information on submitting a request.

    Foreclosure Mediations & Mediation Services

    Free foreclosure mediation is readily available to attempt to save your home. Mediation is a procedure where a neutral third-party hears your case. The mediator does not decide on the case but guides both celebrations to an appropriate result on their terms. Lenders can still pursue foreclosure actions throughout the mediation procedure. It is important to begin requesting mediation as quickly as possible following a notice of foreclosure.

    The first step in the process is to apply for mediation services. Attorneys or self-represented litigants can complete the filing for mediation form. Eligibility requirements pursuant to Rule 4:64 -1 B should be met. The demand also requires the foreclosure mediation list. Use the foreclosure mediation monetary worksheet to show monetary eligibility.

    If a sheriff's sale is scheduled, there are 2 statutory stays that can be asked for.
    bloglines.com
    Be conscious of scams. Companies that assure to help you get a loan adjustment, or notifications to save your home from foreclosure, are appearing all over NJ. You require to safeguard yourself and your home from scam business that have no regard for you and your home.

    You need to thoroughly examine the business's credentials, credibility, and experience. Keep an eye out for indication of a fraud. Companies may falsely claim to be connected with a nonprofit or government entity, or backed by federal government authorities. You should maintain personal contact with your lender and mortgage servicer. Your mortgage loan provider can help you discover real alternatives to prevent foreclosure. You need to use the totally free HUD/NJHMFA-certified housing therapist. More information consisting of tips to avoid foreclosure frauds are laid out in the general public Announcement launched by the Federal Reserve.

    Notices to the Bar

    Notice - Mortgage Foreclosure Mediation Program - Resumption of Availability of Housing Counselors: Notice to Defendants Residential Mortgage Foreclosure Mediation Program - Rule Relaxation Order

    Foreclosure for Renters

    Residential occupants in a residential or commercial property facing foreclosure may be safeguarded by NJ's Anti-Eviction statute, N.J.S.A. 2A:18 -61.1 to 61.12. Legitimate property renters have rights to remain on the residential or commercial property regardless of a foreclosure.

    Frequently, since loan providers do not know tenants' names, the foreclosure complaint will call "John Doe, Tenants No. 1 to 10." If a lending institution is uninformed that the residential or commercial property is leased, a tenant may initially be informed about the foreclosure when the lender has a writ of belongings. See the notification to domestic renters of rights throughout a foreclosure.

    Additional Resources for Foreclosure Help

    Legal Services of New Jersey can provide resources and legal help for certified litigants. The NJ Dept.