There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.

And to the common eye, Lloyd looks like a regular middle-aged mum who works relentlessly to care for her sick partner.

So it was to the sheer shock of neighbours when police descended on their driveway to raid the couple's St Helens home.

Hiding behind the family's net curtains remained in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, cried 'Oh my god' as she was jailed this week over a string of untruths consisting of utilizing a dead lady's identity, making up 'fake' medical conditions for her child, and producing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was also jailed after the pair's huge advantages fraud was finally exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have exposed to MailOnline the apparent hints that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the production of pseudonyms to claim benefits

The scammer next door: The presuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually failed to divulge this to the council when she moved in in 2018

Phillips envisioned in an Aid for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is said to have actually played a DJ set at the occasion

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his walking adhere to fulfill his carers.

But they were then left puzzled when he was at other times identified cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'always something dodgy' about Lloyd, and that she would never look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently pocketed nearly ₤ 170,000 in advantages over a decade, and also assisted Phillips incorrectly declare benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them packing up one of their two cars and trucks previously today, they believed they were going off to stay at their secret caravan, only to find they were going to prison.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a genuine show of not being able to stroll whenever his carers were here.

'He was shuffling along and keeping his cars in the driveway before he took a very long time to get to his carer's cars and truck on his walking stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling great then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.

'But after the cops raid, they ended up being more reserved and didn't state a lot to people.

'There was always something dodgy about her - she would not look individuals in the eye and boasted about going to her ₤ 60,000 caravan however would never state where it was.

'They would take her teenage child and go away on a Thursday night and not get back till Sunday.'

Phillips had actually fraudulently claimed ₤ 100k in PIP, housing benefits, work assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'strolling fine'

Following the cops raid secret rural street, neighbours were left with questions as to why the couple had actually been arrested - and some declare Lloyd had later told them it was down to pet breeding.

But these questions were finally laid to rest on Tuesday when the court heard how Lloyd had actually declared a total of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and personal self-reliance payments over the course of 11-and-a-half years.

With the assistance of Lloyd, Phillips was also found to have unlawfully declared ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions because 2018.

Olivia Beesley, prosecuting, laid out how the mom's intricate rip-off began when she wrongly began claiming housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a fake occupancy agreement for the 'totally fictitious caravan', ultimately stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.

Then in 2018, she started making fraudulent claims that her husband required 'multiple daily carers to attend to his requirements'. She reached utilizing Phillips' sis Zoe's birth certificate to present as his sibling and claim that she was his main carer.

She also lied that she was unable to work due to being a full-time carer, but was discovered to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'incorrect medical conditions' for her kid, claiming she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in false impairment living allowance overpayments were declared in relation to this.

She once again utilized the departed female's name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret location that she never revealed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour said they saw the couple leaving on of their cars earlier today and assumed they were going off to their 'caravan', only to later on learn they were off to jail

When MailOnline visited Phillips' address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her boy would allegedly go off to a caravan on the weekends.

It is not known whether this was the same 'fictitious caravan' which transpired to have actually never existed, or an undoubtedly a different, real caravan.

Leni Newton, 63, stated: 'She told people that the police raid was since somebody had actually informed on her for breeding border collie puppies without a licence.

'I'm surprised they've been jailed. I thought they were all above board.

'I just saw them a couple of days ago packing up travel suitcases - I thought they were just going to their caravan.'

She included: 'I understand they fulfilled as she was his carer. He was wed but Angela moved in. I thought she had actually lived in Southport.

'I did see his ex-wife parked up in the street seeing his house when they .

'She was obviously spying on them.'

Her partner David Manchester, 70, said: 'It's a big surprise they seemed to be living a double life.

'There were a lot of police came here.

'He was at the street party for the Queen however other times he did appear very frail.'

Hand in Hand homecare company confirmed to MailOnline that Lloyd had authentic references, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her right away when we discovered the truth.

'All her DBS and recommendations had a look at. The police stated we had done nothing incorrect.'

The court heard how Phillips likewise deceived money from the general public purse by failing to reveal the truth that Lloyd had moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.

He is also stated to have 'overemphasized' his medical conditions and need for care, specifying that he was unable to do anything for himself.

He stated himself 'unsuited for work' and failed to discuss his spouse's wage - illegally swiping ₤ 51k in work assistance allowance.

However, Phillips alleged that Lloyd had completed the type and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and disabilities consisting of neurological disorder, anxiety and depression.

He was also said to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with comparable matters, however Lloyd's criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance remained in 2012.

Lloyd was jailed for two years after admitting 7 counts of fraud by incorrect representation, and Phillips was likewise seen cleaning back tears as he was imprisoned for 20 months for fraud by false representation and three counts of dishonestly failing to disclose information to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the public.

'For those who look for to defraud the general public of scarce and important advantages which need to be directed to those who require them, not those who just want to have them for factors of personal greed, that is a severe offense dedicated by each of you over an extended period of time.'
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